The Retirement Savings Heretics

Published Thursday, November 01, 2007

How Much Money Will I Need in Retirement? What's the number? Ask any financial advisor and he will offer you this rule of thumb: To live in retirement at your current standard of living, you will need about 75 percent of your pre-retirement income. And here are some other accepted industry maxims you might hear: You better not spend any more than 4 percent of your nest egg a year, and keep at least 30 to 50 percent in equities (even during your golden years) to stave off the evil scourge of inflation. But do these industry mantras ...

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